If you are thinking of buying jewellery for yourself or a loved one for a special occasion, you may be thinking of alternative ways to pay if you are unable to find all the money at once.

Consider a catalogue company which will allow you to pay for the jewellery over a longer period of time, such as monthly instalments, which can help you to budget more effectively, and ensure that you have enough money for other essential items. Here are the top 3 UK catalogues for buying jewellery on credit from.

Argos
One of the most successful catalogue companies in the United Kingdom, Argosfeatures a number of different jewellery items for women including rings, necklaces and bracelets. The company also has a number of exclusive jewellery sets with items which can be worn together or separately, providing an ideal gift for a female friend, relative or colleague.

To take advantage of the vast amount of products on offer, you will need to open a personal account with Argos, letting you spread the cost of any items over a longer period. You will receive a monthly statement which lists any items purchased, your balance and the minimum payment you will need to make that month.

Lookagain
Lookagain will allow you to apply for a personal account with a credit balance which has no minimum duration, meaning that you will be able to pay off any product over a longer period of time.

If accepted for a credit account you can then pay for an item in monthly instalments and you will receive a monthly statement with details on how to pay, and the total of your outstanding balance. The catalogue company has a wide range of jewellery on offer, including some of the world’s most famous brands, such as Sekonda and Jon Richard.

Very
When you open a personal account with Very, you will be provided with a great flexibility in repayment options for any jewellery item that you purchase. You can either take advantage of the company’s Buy Now, Pay Later option, where you won’t have to pay anything for 12 months, or pay for an item in three monthly interest-fee instalments.

You will receive a monthly statement which lists any products you have purchased, your outstanding balance and your minimum monthly repayment, which you can then pay off over the phone or online by a number of different payment methods including debit or credit card. The catalogue has jewellery items for both men and women, including necklaces, bracelets, and even watches.