Have you been refused by a UK catalogue company? Struggling to get credit? Don’t worry – there are other options out there. Rent-to-own lets you take home goods in exchange for a weekly or monthly repayment. You’ll be able to spread the cost of the item over time, and you can still apply even if you have a poor credit history. Here are 2 companies that offer rent to own or simple finance options.

1. Dial-a-TV

Looking for a new fridge? Freezer? Cooker? Laptop? Dial-a-TV stocks the latest household appliances and technology, and offer repayment plans for those on a low income. If you are having a hard time trying to secure credit, you’ll be able to pay for your order either weekly or monthly on rent-to-own. Making a new application is easy, and you’ll usually receive an instant decision as to whether you’ve been successful. What’s more, your order will be delivered to your home address in as little as 7 days – although the company also offers an express delivery option if you need it sooner. Some of the products you can expect to find at Dial-a-TV including Google Nexus tablets, Toshiba Blu-Ray players and iPad Minis. Unlike some other retailers, the company also offers free installation and repairs.

2. Homebuy

Homebuy lets you rent the latest household appliances, furniture and electronics, and have a high acceptance rate for individuals with a less-than-stellar credit history. Credit provided subject to successful credit and affordability checks. You can expect to find TVs, tablets, ovens, sofas, beds, and washing machines from some of the world’s biggest brands, including Samsung, Nintendo, Microsoft, and Sony. You’ll be able to have your items delivered directly to your door, and you can pay weekly – allowing you take control of your finances more effectively.