Jewellery can be very expensive so it can be very smart for one to consider pay weekly Jewellery options when they are interested in purchasing Jewellery but do not seem to have all of the money up front to pay for it in one large lump sum. One of the stores that offer pay weekly Jewellery options is H. Samuel The Jeweller.
Benefits of Pay Weekly Jewellery
When you decide to go with pay weekly Jewellery as your option of payment you are going to find that there are a ton of benefits that come along with doing so. First, you are going to be able to get the Jewellery when you want it without having to pay all of the money up front. Second, once you have paid the balance for your Jewellery off you are going to have a positive remark on your credit rating. This is something that is going to probably be the most beneficial to you because it will open up the door for you to be approved for other credit options as well.
How to Improve Your Chances of Being Approved
The first step to improving your chances of being approved for pay weekly Jewellery is to make sure that you are honest on your application. Some stores may check your credit but usually if you have been upfront about from the start it will not be an issue because they are more concerned with the fact of whether or not you are able to pay now. By this it means if you have the money to meet your weekly payments – which are usually small – without putting yourself in a bind with your other financial obligations.
Another way to improve your chances of being approved for pay weekly Jewellery is to apply for the Jewellery that is lowest priced. This way you can prove to the store that you are not a liability which in return will allow you to qualify for higher priced Jewellery down the road.
Starting off trying to get the most expensive piece of Jewellery your first time applying is definitely not a good idea. However, this does not mean that you have to go for a Jewellery item that you do not find attractive or will never wear because you are still going to have to spend your hard earned money on it regardless.
Overall, with the state that the economy is in at the moment it is a good idea to consider going for the pay weekly Jewellery stores. This way you can purchase gifts for yourself and others even though you do not have large lump sum of money to throw at the store all at once. There are multiple benefits that comes along with it but if you do not pay off your balance when you are supposed to you are going to find yourself in a very big mess. Credit is something that is still important and not paying off your balance is going to cause negative marks against you.