There are a number of great products customers can order through hughes.co.uk. But, what are the financing options available with this popular catalogue? Some of the Hughes.co.uk Finance Options for customers in the UK are described below.

1. Personal loan –
Pretty self explanatory, the personal loan is one of the Hughes.co.uk Finance Options available to UK customers choosing to shop with the catalogue. Customers have a choice of 10, 24, 36, or 48 months repayment plans. They must spend a minimum of 250 pounds with this option, and a max of 50,000 pounds. APR is representative and determined by credit score, income, and other variable factors during the application process. Customers can purchase nearly anything with the personal loan, ranging from appliances, computers, TV sets, small appliances, built-ins, and accessories for the home.

2. Buy now, pay later –
This is the second option, with a representative 20% APR on purchases made. You can spread the payments up to a 48 month period, and as little as 6,12, or 24 months to repay. Customers must spend at least 250 pounds, and a max of 50,000 credit will be approved for those with high enough credit scores. At the end of the payment terms, customer can also choose to pay in full, or settle at 29 pounds to pay off the entire loan amount, once the maturation date on the loan expires.

Applicant information –
So, who can apply for the Hughes.co.uk Finance Options? For starters, you must be a UK resident with proof of address and income, and must be at least 18 years of age to apply. In addition to this, you are subject to a credit check, so must consent to one. Employment criteria is also checked to ensure you can repay on the loan amounts, and students must work a minimum of 16 hours to qualify if they are applying for financing.

What do they sell? –
Appliances, computers, laptops, major appliances, TV sets, cookers, built-in pieces, and more. If it is sold on the site, and you are approved for either of the financing options, you can choose to finance the purchase with the Hughes.co.uk Finance Options which you are approved for as an applicant.

No matter what you want to buy, there are a number of purchase and finance options from which to choose. So, consider these when applying, in order to determine the best options for the different items you wish to purchase through the online catalogue vendor.