Argos has so many products available, from home, technology, toys and so much more. They have a great finance program in place, which means that you can get the items that you want right now and pay later. Let’s take a closer look at what they offer and their plans that are suitable for everyone.

One of the big things that they do is a buy now and pay later deal. You pay 6 months later, every time you spend £99 or more or you can buy now and pay 3 months later, when you spend £50 or more. These “buy now – pay later” deals are actually interest free for an entire year!

Although this is an awesome deal, the standard Argos plan is one that a lot of customers tend to go for to set up more manageable payments. By going with the standard plan, you basically pay a percentage of what you owe with an APR of 29.9%. This means that you get sent a bill every month, stating how much you owe, the interest and the minimum amount that is due. You can of course, pay the minimum payment, pay a little more than minimum or pay in full when your bill arrives.

It should be noted, that there are so many benefits to shopping with Argos in general. They are no one genre, they stock so many different products that you can find everything that you need in one store. They have a website that is easy to use and makes shopping easy, with you either having the items you purchase delivered to you or you can collect them from your nearest store. You can get finance by applying for an Argos card, either in store or online. You will get discount vouchers when you are first sent your card so that you can save money on purchases right away.

Using Argos is particularly good for purchasing awesome gifts for Christmas or Birthdays, but if you can’t afford the full amount all in one go. You will definitely notice having a few hundred pounds going from your bank account, but a small amount monthly is really not a big deal. The APR rate with Argos is reasonable, especially when you consider what other catalogues offer. You can guarantee that you are respected as an Argos customer, they are a trusted store with a great reputation and that will not be changing in the foreseeable future. Getting credit with Argos and picking up brand new, high quality products is definitely a decision that is worth taking.