Whether cooking is a chore for you, or a passion, owning a good quality electric or gas cooker is never a bad idea, and it is often an asset to the household. An excellent cooking range is needed to make a house a home, and more often than not, gas and electric cookers, especially the ones with ovens, are very expensive. So, when one breaks, the ability to buy a cooker on finance using pay monthly or pay weekly payment plans is very handy. Please remember though, you will end up paying more than if you bought the cooker outright, and you will have to successfully pass the credit and affordability checks.

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On the other hand a cheap and poor quality cooker will not do, because along with high maintenance costs, these may form health hazards.

Where can I get a Cooker on Finance
Argos brings to its collection, state-of-the-art gas and electric cookers and ovens from renowned companies like Indesit and Hotpoint on a monthly or buy now pay later payment basis. Argos offers an easy to complete online credit service with almost instant online credit checks, so you should find out fairly quickly if you are eligible to buy a satisfactory cooker and oven on finance.

Dial a TV is another online retailer that offers cookers and ovens from brands such as Beko, Cannon, Hotpoint, Leisure and others on a weekly payment basis, once the customer has been approved for credit.

With such low weekly prices and the payment dates so frequent, the pattern becomes sustainable and easy to manage.

Homebuy will also do credit checks however they say they are more interested with their buyers’ present and future capability of repaying. Please note that credit provided is subject to successful credit and affordability checks.

In regards to buying on credit, it is advisable that the buyer manage his/her purchases smartly so that the debt remains sustainable and does not cause further financial stress. Therefore, unless absolutely necessary, save and then buy outright rather than spread the cost and end up paying extra in interest charges and added premiums.