Baby Cots on Finance

A new baby cot is one of the first things you might buy as a mum-to-be. If you don’t want the hassle of shopping on a crowded high street or in a massive shopping centre, there is another way. Browsing through an online catalogue lets you view hundreds of products under one roof without leaving the comfort of your home. You can choose from baby cots in various shapes and sizes and choose one that best suits you and your little one. Here are some tips on how to choose the perfect baby cot on finance when shopping with an online catalogue.

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The benefits

When you shop with an online catalogue, you’ll likely see a wide range of products, including many that you can’t find in shops on your local high street. There are cots in a wide range of materials and sizes, so you can choose something that complements the rest of your home. When you apply for a new credit account with a catalogue, you get access to various flexible finance options. These might include pay weekly and pay monthly, where you can pay for your cot over time in instalments, or buy now, pay later, where you won’t have to pay anything until after six months, a year, or longer.

How to apply

You can apply for a new credit account with a catalogue company over the phone or online. You’ll be asked a few questions and then be given an instant decision about the success of your application in most cases. Once you’ve applied for a new account, you’ll receive your confirmation documents in the post. If a catalogue retailer has a presence on the high street, like Argos or Next, you can visit your nearest branch and make an application.

Making repayments

There are a number of ways you can make repayments for your new cot after applying for finance. You can log into your personal account on a company’s website to pay for your item or phone a customer rep. You’ll receive a statement in the post every month with details on the amount you need to pay, as well as your outstanding limit.

Save money with catalogue shopping

You could save money when you open a new credit account with a catalogue retailer. Some brands will give you as much as 30 percent off your first order, as well as free delivery. Alternatively, you can use a promotion code on your order to save cash.