A Daxon Personal Account is one offered to UK consumers who are at least age 18 or older. Statements are issued on a monthly basis upon approval of the account and activation by the account holder. Within 21 days of the statement date payments are due by the customer as per the agreement terms. Payments are a minimum of five pounds per month, and depending on the amount owed, will be determined by variable interest rates (typically determined by credit score and income of the applicant). Interest rates are variable, and are determined during the application process for each applicant.
What is required to apply? –
In order to apply, applicants must:
– Present proof of address, income, and must be 18 or older.
– Consent to a credit search used to determine APR for credit line, as well as credit limit.
– Agree to arrear terms, in the event you can’t keep up with payment terms, monthly payment, or minimum balance due.
Depending on your credit score, income, and the amount you wish to apply for when opening your Daxon Personal Account, the terms are variable, and are going to differ in each case. In certain cases, a co-signor or applicant may be required, in the event individuals do not have sufficient credit history, or income when applying for a line of credit.
What can you buy? –
So, you decide to apply for and are approved for a Daxon Personal Account, what can you purchase? As with other UK catalogues, the site carries an extensive range of products which consumers can purchase, and choose to finance over a period of time, as opposed to paying off the entire purchase price up front. Among the items which can be financed with your account are:
– Ladies wear (clothing, swimwear, tops, blouses, jeans, etc).
– Shoes (for men and women).
– Men’s wear (clothing, swimwear, suits, etc).
– House goods and homeware (appliances, furnishings, bedding, etc).
There are also sale items which are offered directly on the site’s homepage, many of which can be financed when making the purchase with your personal account.
Order totals must exceed a certain amount in order to finance the purchase. Certain financing specials, low interest rates, or zero interest financing is offered periodically as well, when a certain purchase total is made. If you wish to pay off over time, when shopping for high end clothing, shoes ,and home goods, the Daxon Personal Account is a great option for many UK shoppers who enjoy catalogue shopping.