As the store name implies, on AppliancesDirect customers can shop from a wide range of appliances, small and major, fixed and non-fixed. However, the AppliancesDirect Finance Options are going to vary for each customer who chooses to purchase. Currently customers can choose from four unique AppliancesDirect Finance Options on the site. If you want to buy now and pay later, or simply spread the cost over a few years, there is a financing option waiting for you on the site.

Options for your financing

1. Pay over 6 months –
An initial 6% down is required, and from there, the remaining balance is split into 6 equal payments. As simple as that. No interest, no fees, no crazy guesswork when it comes to figuring out the bill. Order totals can range from 200 to 1000 pounds with this finance option.

2. Pay over 36 months –
The cost of this purchase is spread over a 36 month, or 3 year period. Interest rate is fixed at 15.9% for applicants who are approved. No set up fee and only a 10% down payment is required at time of purchase. To qualify, orders must be 500 pounds or greater.

3. Buy now, pay in 6 months –
A low admin fee is set up at time of purchase, and within 6 months of ownership, you pay off the purchase price. As long as purchase is greater than 500 pounds, a 10% deposit is placed ,and the 20 pound admin fee is paid, if you are approved for financing, you can choose this option for payment.

4. Buy now, pay in 12 months –
Like the 6 month payment, here you will pay the purchase price after one year expires. Again, an admin fee is put down at purchase of 30 pounds, a 10% deposit is required at time of purchase, and customers must spend 500 pounds or more when purchasing .Applications typically take a couple minutes to complete, and if approved, you will know immediately what your total payment is at the 12 month mark.

Who can apply & what can you buy? –
As long as you are a UK resident (proof of address), 18 or older, have steady income (and proof), you can apply. Customers will re-sign at the time of checkout, so you don’t have to print and mail in documents with your application. So, what can you purchase? That’s up to you. All appliances qualify under these finance options. Simply meeting the minimum purchase total (of 250 or 500 pounds) in order to be approved for financing is required. Apart from this, no restrictions exist in terms to which appliances can be purchased with the AppliancesDirect Finance Options.