Catalogues provide you with more choice and flexibility than ever before, with thousands of products available in various categories. You can even spread the cost of your order and make repayments in weekly or monthly instalments. However, there are other options too. Here are two stores that offer an alternative to catalogue shopping.

1. Homebase

Although you will find the latest home and garden accessories in catalogues like Argos and Very, Homebase is an alternative to catalogue shopping. One of the UK’s leading retailers, Homebase provides you with flexible finance options; the Homebase Card, for example, is a store card that gives you credit that you can spend in the company’s stores up-and-down the country, as well as online. Applying for a Homebase card is easy. You can make an application on the Homebase website or speak to a member of staff over the phone. Just like a catalogue, the store card will enable you to make purchases and then make monthly repayments. You will receive a statement from the company every month detailing the purchases you have made and the minimum amount you will need to pay that month, as well as the due date of your next payment and your outstanding credit limit. You can then make repayments by visiting your nearest Homebase store or by logging into your My Homebase Card account. The retailer has 323 physical locations around the UK and was founded in 1979.

2. Debenhams

If you are looking for the latest homeware and decorative items, you’ll find what you’re looking for in catalogues like Next, but there is an alternative. Debenhams has their own store card where you can make purchases in one of their high street locations or on their website and make affordable repayment towards your order. Applying for the Debenhams Card is simple: You can enter your details on the company’s website and should receive a decision about your application almost instantly. You can also make repayments by logging into your personal account online, speaking to a customer rep over the phone or by visiting your nearest branch. What’s more, you could be entitled to discounts and special offers as a Debenhams cardholder, which you can redeem online or in your nearest store. Like Homebase, you will receive a monthly statement from the retailer so you can monitor your account and find out when your next payment is due. Debenhams was founded in 1778 and is one of the most recognisable brands in the UK.